Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to https://martin-lewis-black-horse-finance.dreamdwellings.net (hereafter referred to as “Martin Lewis Black Horse Finance,” “we,” or “our”). We are dedicated to maintaining the privacy and security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and protection of data in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Sales and Service Act (UCPA), Utah, USA
  • Connecticut’s Consumer Data Protection Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA), South Africa

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://martin-lewis-black-horse-finance.dreamdwellings.net
  2. Any applications, software, or services we offer under this domain
  3. Interactions between users and our platforms via linked websites
  4. Communication channels through which we interact with users, including emails, phone calls, and text messages (SMS)

Please note that this policy does not cover third-party platforms, applications, products, or services accessible through links on our website. These entities have their own privacy policies governing the use of your data, and we encourage you to review them before using such external services.

Processing Activities

This Privacy Policy guides our practices when:

  1. Using Our Services: When you access and utilize our applications, services, or accounts as an authorized user.
  2. Visiting Our Websites: Every time you browse our websites, we collect data as described in the next section.
  3. Communication: We may reach out to you via various communication channels, including newsletters, promotional emails, phone calls, or texts/SMS messages.

Personal Data Collection

We collect a variety of personal information to enhance your experience and provide our services effectively. The types of data we gather include:

  1. Account Information: This includes user IDs, email addresses, passwords (hashed), and account settings preferences.
  2. Payment Details: Credit or debit card numbers, payment history, billing addresses, and transaction-related data.
  3. Financial Data: Details about your financial status, investment portfolios, and any monetary transactions within our platform.
  4. Purchase History: Records of products/services purchased, including quantities, dates, and order amounts.
  5. Mobile Device Identifiers: Unique device IDs, mobile network information, and location data from mobile devices used to access our services.
  6. Location Data: Information about your geographical location when you interact with our geolocated services or content.
  7. Feedback and Reviews: Comments, suggestions, and ratings provided by users to improve our products and services.
  8. Social Media Handles: If you choose to log in via social media accounts, we may collect data from these platforms (with your consent) for personalized experiences.
  9. Product Interaction: Details about how you interact with our products, such as features used, frequency of access, and time spent on specific pages.

We obtain this data through direct user input, automated systems, and third-party sources who provide us with aggregated or de-identified information for marketing or analytics purposes.

Cookies

To enhance your experience on our website, we use cookies, which are small text files stored on your browser to remember your preferences and gather analytical data. Our cookies can be categorized as:

  1. Strictly Necessary: Essential for navigation and functionality of the website. These ensure basic features work properly.
  2. Performance: Track performance metrics to improve user experience.
  3. Functional: Enable certain non-essential features requested by users, such as language preferences or remembering login details.
  4. Targeting/Advertising: Used by advertising platforms to deliver targeted ads based on your browsing behavior.

You can manage and delete cookies through your browser settings. Please note that disabling certain cookies may impact your user experience on our site.

Children’s Data

We do not intentionally collect or solicit personal information from children under the age of 18. If you are a parent or guardian and believe we have collected data from a child, please contact us using the details provided below, and we will take immediate steps to delete that information.

Your Rights (Depending on Your Location)

The privacy laws in different regions grant individuals specific rights regarding their personal data. The rights available to you may include:

  • Access: Request access to your personal data held by us.
  • Rectification: Ask for corrections or updates to inaccurate or incomplete information.
  • Erasure (Right to be Forgotten): Demand the deletion of your data, subject to certain exceptions.
  • Restriction: Limit the use of your data under specific circumstances.
  • Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from decisions based solely on automated processing.

To exercise these rights or if you have any data-related queries, please reach out to our Data Privacy Team via email at [email protected] or by postal mail:

Martin Lewis Black Horse Finance
Data Privacy Department
[Address]

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be notified on our website, and updated policy versions will be accessible here. We encourage you to review this page periodically for the latest information.

Contact Information

For any questions, feedback, or requests related to data privacy, please contact us:

We value your trust in handling your personal information, and we are committed to maintaining the highest standards of data protection and security.